Voicebot · Nigeria

A voicebot for Nigeria that speaks the way Nigeria speaks

An AI voice agent for Nigeria that speaks Nigerian English, Pidgin, Yoruba, Igbo, and Hausa. Built for fintech collections and KYC, aligned with the NDPA.

Agent handling a call in Nigerian English and Pidgin

Tailored solutions for enterprises worldwide

140+

languages

Support agent on a headset handling calls

<3s

response time

50%

pickup benchmark

99.9%

uptime

What is a voicebot?

A voicebot is an AI voice agent that holds a real phone conversation with a customer. It understands Nigerian English and Pidgin, replies in a natural voice, and can act on the request or hand off to a human agent.

An AI voice agent for Nigeria and its languages

Built for fintech

Collections, repayment reminders, and failed-payment recovery at scale.

NDPA aligned

Consent, recording, and residency options for lender-grade data handling.

Triggers real workflows

Verifies customers, checks balances, logs promises, or hands to an agent.

Human in the loop

Sensitive calls flagged for a supervisor who can take over live.

Pidgin & English

Built for the way Nigerians actually speak, across English and Pidgin.

Yoruba, Igbo, Hausa

Deployed on a need-based basis and tested for naturalness before go-live.

Built for fintech

Collections, repayment reminders, and failed-payment recovery at scale.

NDPA aligned

Consent, recording, and residency options for lender-grade data handling.

Triggers real workflows

Verifies customers, checks balances, logs promises, or hands to an agent.

Human in the loop

Sensitive calls flagged for a supervisor who can take over live.

Pidgin & English

Built for the way Nigerians actually speak, across English and Pidgin.

Yoruba, Igbo, Hausa

Deployed on a need-based basis and tested for naturalness before go-live.

Built for fintech

Collections, repayment reminders, and failed-payment recovery at scale.

NDPA aligned

Consent, recording, and residency options for lender-grade data handling.

The building blocks of Exotel's fintech voicebot

How does a voicebot work?

  1. Automatic Speech Recognition (ASR)

    Converts the caller's speech to text, tuned for Nigerian English and Pidgin.

  2. Language Detection

    Identifies the language on the call.

  3. Natural Language Understanding (NLU)

    Reads intent and context, not just keywords.

  4. Dialogue Management

    Decides the next step from your knowledge base and rules.

  5. Task Execution

    Verifies a customer, checks a balance, logs a promise, or transfers to an agent.

  6. Text-to-Speech (TTS)

    Replies in a natural voice, in under three seconds.

Where a fintech voicebot works in Nigeria

Failed-payment recovery

Follow up on declined and pending payments.

KYC callbacks

Guide identity checks and capture details over the call.

Fraud alerts

Flag suspicious activity for a human to confirm.

Lead qualification

Qualify lending leads before routing to an agent.

Loan reminders

Call on repayment dates in Pidgin, Yoruba, or Hausa.

Debt recovery

Run collections calls at scale; escalate hardship cases to agents.

Failed-payment recovery

Follow up on declined and pending payments.

KYC callbacks

Guide identity checks and capture details over the call.

Fraud alerts

Flag suspicious activity for a human to confirm.

Lead qualification

Qualify lending leads before routing to an agent.

Loan reminders

Call on repayment dates in Pidgin, Yoruba, or Hausa.

Debt recovery

Run collections calls at scale; escalate hardship cases to agents.

Failed-payment recovery

Follow up on declined and pending payments.

KYC callbacks

Guide identity checks and capture details over the call.

Benefits of a voicebot in Nigeria

  1. Speaks the local way

    Nigerian English and Pidgin, with Yoruba, Igbo, and Hausa on request.

  2. Lower cost of recovery

    Automate collections and reminders at scale.

  3. Always on

    Handle calls 24/7.

  4. Faster resolution

    Answer common questions in seconds.

  5. NDPA-aligned

    Consent, recording, and data-handling controls.

  6. Scales on demand

    Go from a pilot to national outbound volume.

The Exotel difference

The fintech voicebot Nigeria has been missing

  • Reaches more borrowers per hour than a manual dialer
  • In Pidgin, Yoruba, or Hausa, at any hour
  • Routes the ones who need a person, with context

50%

pickup on BFSI voicebot collections (benchmark)

Automated calling in Nigeria, within the NDPA

  • Consent capture and recording for audit
  • Aligned with NDPC and NCC requirements
  • Encryption in transit and at rest, with residency options

ISO 27001

and PCI-DSS certified

AI and contact center, built for Nigeria

  • AI voice and chat agents plus contact center on one platform
  • Integrates with your telephony and core systems
  • Human handoff with full transcript and context

24/7

service in the customer's language

Frequently asked questions

What is a voicebot?

An AI voice agent that holds a live phone conversation: it understands speech, works out intent, answers from your knowledge base, and can act on the request or hand off to a human agent. Exotel's handles Nigerian English and Pidgin.

How does a voicebot work?

It converts speech to text, detects the language, reads intent, decides the next step from your knowledge base, acts on it, and replies in a natural voice, usually in under three seconds.

What languages does the voicebot support?

Nigerian English, Pidgin, Yoruba, Igbo, and Hausa, deployed on a need-based basis. The platform supports 140+ languages.

Does it support Pidgin and Nigerian English?

Yes. It supports Nigerian English and Pidgin, which is how Nigerian customers actually speak on the phone.

Is it built for fintech and lending?

Yes. Collections, loan reminders, failed-payment recovery, KYC callbacks, and fraud alerts are core use cases, with human handoff for anything sensitive.

Is it compliant with Nigerian data law?

The platform supports NDPA obligations and NCC telecom rules, with ISO 27001 and PCI-DSS certification.

How many calls a day can it handle?

It scales elastically from a pilot to national outbound volumes.

Is automated calling legal in Nigeria?

Yes, within the NDPA. Automated calling in Nigeria needs consent and proper data handling; the platform supports consent capture and recording for audit.

Hear it in Pidgin

We will run the voicebot on a real flow, in Nigerian English, Pidgin, or your customers' language, compliant from the first call.

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